Money shame keeps so many folks with ADHD stuck in avoidance, from skipping their banking app to putting off help from a financial planner or coach. In this episode of the Mind + Money podcast, Val and Sherry talk about how financial shame shows up, why avoiding your numbers makes things feel worse, and how small, realistic money habits can help you feel lighter. If you've ever thought you needed to have your finances figured out before asking for support, this conversation is for you. You'll hear why you don't need to be perfect to start, plus a few simple ways to be kinder to yourself the next time money stress hits.

Found a great deal, hit buy, and then wondered where your spending money went? ADHD overspending is common, and strict rules usually backfire. In this episode of the Mind + Money Podcast, Val interviews Sherry about the time she got spendy herself, and how she curbed it without restricting herself. They talk about looking back at your purchases without shame, why a separate spending account makes patterns easier to see, and what happens when you give every dollar a job the moment it lands. If you want impulse spending to feel more intentional and a lot less regretful, this episode is for you.

What happens when you hand your real bank balance over to a financial coach? In this episode, Sherry and Val walk through a live money coaching session with a listener named Tracy, unpacking why following a budget is so much harder than building one for ADHD brains, how irregular annual expenses throw people off, and the simple system shift that gave Tracy clearer answers about what she could actually afford.

How many bank accounts do you actually need? In this episode, a financial coach and a financial planner answer that question by finally showing their real setups, including all the accounts that are probably too many steps for most people. More importantly, they share the one change that consistently makes the biggest difference for clients: a separate spending account that gives you a one-step answer to "can I afford this?" The episode also covers sinking funds, the case for and against using a credit card, how to structure business accounts when you are self-employed, and what joint finances can look like when both people need some independence. If your money keeps disappearing before the next payday and you are not sure where it goes, this is a good place to start.

Your budget is beautiful. It's also sitting in a folder with all the other budgets you've made that went nowhere. There's a gap between budget creation and implementation, and most people don't know what's missing. Sherry and Val break down the one question your money system should answer before you spend, the account structure that stops overspending without tracking every transaction, what to do when dopamine wears off on categories, and why automation resistance keeps you stuck. Learn how to build boundaries without brick walls and create a system that works for ADHD brains instead of against them.

Managing money with ADHD requires different strategies than traditional budgeting advice. In this episode, financial coach Sherry and financial planner Val share ADHD-friendly money systems that actually work, including separating bills from spending, automating payments and savings, and managing credit cards without restriction. Learn why multiple bank accounts reduce decision fatigue, how to create sustainable financial plans, and why building emergency savings before aggressively paying down debt leads to better long-term results for ADHD brains.