The Cost of Not Looking at Your Credit Card (And Why ADHD Makes It Worse) Ep 109
Sherry lost her credit card two weeks ago. Is she worried? Not even a little. Because she checks her statements every two weeks on money date day, and she knows exactly what's been charged.
This episode is about what happens when you're tuned out with your money. Subscriptions you forgot to cancel that have been auto-renewing for three years. Fraud charges you never caught. Payroll errors that cost you hundreds. Hotel overcharges. Credit card insurance scams that take half your minimum payment.
Sherry and Val break down why ADHD makes it so easy to avoid statements, the shame that builds when you haven't looked in months, and the simple five-minute weekly habit that catches all of this before it costs you. We talk about the free trial trap, why credit card insurance is usually a scam, and why going back to categorize 12 months of transactions is the perfection trap that keeps people stuck.
Whether you've been avoiding your credit card for six months or you're trying to build perfect systems during hyperfocus only to abandon them later, this episode offers a lower-the-bar approach that actually works when the novelty wears off. Put a pin in today, start fresh, and create a boring system with sparks of fun that you'll actually stick with.
Ready to work on your relationship with money? Book a free consultation to learn about ADHD-focused financial coaching and see if we're a good fit.
