Cheap vs Frugal: Is Extreme Frugal Living Really Worth It? (Ep 74)
On this episode of the Mind & Money Podcast, Sherry and Val go deep into one of the most debated concepts in the personal finance world: what’s the real difference between being cheap and being frugal?
We reflect on TikToker Bradley on a Budget and his wildly frugal lifestyle — think napkins instead of toilet paper and zero AC in a heatwave. And while we definitely admire his commitment, it sparked a bigger convo about how we approach spending and what aligned spending actually looks like.
You’ll hear:
A breakdown of “cheap vs frugal”
What it means to be extreme with your money (and when it’s worth it)
Why some “money-saving” habits don’t always save your time or energy
How your values shape your financial choices (and how to honour them)
Who this episode is for:
Folks trying to build a money system that actually feels good — not one that just makes you feel bad for buying lattes.
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