Apr 7

Apr 7 ADHD and Money: How to Organize Your Financial Paperwork

There's a pile of papers on your kitchen counter, maybe your coffee table, or maybe both. Bills you've already paid but never did anything with, bank statements you might need someday, receipts for things you can't remember buying. And let's not even get started on your electronic documents and the hot mess of them in your inbox. Every time you look at them, you feel guilt and overwhelm. You know you should deal with it, but where do you even start? If you're dealing with ADHD, financial document organization can feel impossible. In this post, I'm breaking down why financial paperwork piles up, what you actually need to keep and for how long, my To Be Filed folder system that works incredibly well for ADHD brains, creating a simple filing system, and how to tackle your current pile without losing your mind.

Mar 31

Mar 31 How Do You Save for Retirement When You Have ADHD?

Sherry Andrew

ADHD and Money

Retirement feels like an impossible goal to achieve but also a concept from another planet. You're supposed to care deeply about a version of yourself that lives thirty or forty years in the future and put some of your today money away for this person who doesn't feel real? When you can't always remember what you had for breakfast, planning for a theoretical future feels absurd. So you don't. You tell yourself you'll start next year or when you make more money. But Future You is coming whether you prepare or not. In this post, I'm breaking down why retirement planning feels impossible with ADHD, how to make Future You feel real, starting with tiny amounts that feel easy, automating everything, understanding your retirement account options in Canada and the US, and why this is an act of self-respect not deprivation.

Mar 24

Mar 24 ADHD Entrepreneur: Should You Offer Payment Plans to Clients?

Sherry Andrew

ADHD Entrepreneur

You're setting up pricing or planning a price increase and hit the question: should you let clients pay in installments or require full payment upfront? Payment plans could make your services more accessible, but you've heard horror stories about clients who stop paying halfway through or after you've delivered everything. If you're an ADHD entrepreneur, this decision feels even more complicated because managing payment plans requires organization, follow-up, and tracking. All things your brain finds challenging. In this post, I'm breaking down the pros and cons of offering payment plans for both you and your clients, how to protect yourself including not delivering in full until you're paid, using services that pay you upfront while clients pay installments, requiring significant deposits, and being selective about who gets payment plans.

Mar 17

Mar 17 How Can I Actually Save Money When I Have ADHD?

Sherry Andrew

ADHD and Money

You promise yourself this is the month you'll finally save money. You transfer $200 to savings, feeling like you've got your shit together. And then three days later, you're transferring it back because something came up. If you have ADHD, this pattern probably feels painfully familiar. You want to save, you know you should save, but every dollar that goes into savings somehow finds its way back out. When you have ADHD, the future doesn't feel real, delayed gratification is torture, and every dollar feels urgent right now. But it IS possible to save and even get dopamine from saving. In this post, I'm breaking down why saving money feels impossible with ADHD and the systems that actually help: one clear goal you care about, making saving create dopamine, moving money you saved by not spending, automation, and starting so small it feels easy.

Mar 10

Mar 10 ADHD Entrepreneur's Guide to Inconsistent Income (Without the Anxiety Spiral)

Sherry Andrew

ADHD Entrepreneur

It's the third week of the month and you've booked zero new clients.

Your brain immediately goes to: the business is failing, everyone figured out you're a fraud, you should get a regular job. Then next month five new bookings in one week and suddenly you're flush with cash and convinced you've finally figured it out. If you're an ADHD entrepreneur dealing with inconsistent income, this feast or famine rollercoaster probably feels familiar. The panic when it's slow, the overspending when it's good, the catastrophizing that one slow week means everything is dying. In this post, I'm breaking down why inconsistent income hits different with ADHD and the systems that actually help: understanding your seasonal patterns, building a buffer, paying yourself consistently, and the mindset shifts that stop the anxiety spiral.

Mar 3

Mar 3 Why Does My Mood Dictate My Spending? ADHD Emotional Regulation and Money

Sherry Andrew

ADHD and Money

You had a terrible day at work and somehow there's $200 in your online cart.

You got great news and suddenly booked a trip you didn't budget for.

You're bored and bought three things you don't need.

If you have ADHD, you've probably noticed a pattern: your mood and your spending are deeply connected. This isn't just impulse buying. This is emotional spending, using money to regulate your emotions when ADHD makes emotional regulation already fucking hard. In this post, I'm breaking down why ADHD makes emotional spending worse (emotional dysregulation, dopamine seeking, difficulty pausing) and the five systems that actually help: separate accounts for emotional purchases, cash flow clarity, meaningful goals, strategic friction, and alternative dopamine sources. Learn how to change this pattern without willpower or restriction.