All in ADHD and Money
ADHD brains crave simplicity when they are looking for a tool to help them with something they aren’t excited to work on, but what feels simple varies wildly from person to person. Some of us love colour-coded charts and spreadsheets (hi, it’s me 🙋🏼♀️) while others need to be able to see at a glance where they stand.
You don’t need to follow someone else’s strict set of financial rules. You need a plan that matches your values and systems that make implementation and follow-through easy.
Some of us want to travel more. Others want a latte every damn day. Some love being frugal. Others need support in managing their money while running a business. All of that is valid.
If you want to answer the question, ‘Can I afford it?’ (or better yet, when can I afford it 😉) confidently, cash flow planning is for you! It also helps you avoid those awful moments when you check your account and realize you forgot a bill was due, which often adds extra fees and interest, and I don’t want that for you!. 😬
But the ripple effects of getting your financial house in order are far-reaching. This isn’t just about numbers in a spreadsheet (although that is one of my love languages and an easy way to make changes with your money without all the math 😆); it’s about the bigger impact.
Budgeting with ADHD doesn’t have to be stressful or time-consuming. By breaking tasks into manageable chunks and focusing on what works for you, you’ll find that managing money becomes easier—and dare I say, even enjoyable (but as a financial coach and personal finance lover, I may be a little biased)!
raditional budgeting methods can feel restrictive or too detailed. Even an ‘easy to manage’ system like the 50/30/20 rule can leave us feeling like failures because we can’t ‘stick to them’ or ‘do them right.’ Instead, consider how to customize a plan that includes money for the things you love and what you know about yourself and your priorities. One thing I focus on with my clients is creating a plan that aligns with the life they want to live and finding systems that help them implement their plan into their lives without a lot of extra work each week.
