As a financial coach who helps my fellow ADHD entrepreneurs, I never considered myself an overspender. But the number of hair products that lived around my tub surround said otherwise!
So I committed to two things then and there:
Understand how big the challenge is (I debated calling it a problem, but I like the reframe of challenge, because it feels like something to conquer!)
Not buy any new hair products until that specific type of product had all been used.
The Kolbe A™ Index isn’t about measuring intelligence, skills, or personality—it’s about understanding how you naturally take action when left to your own devices. It identifies your unique conative strengths in four action modes:
Fact Finder (how you gather and share information)
Follow Thru (how you organize and structure)
Quick Start (how you deal with risk and uncertainty)
Implementor (how you handle physical space and tangible solutions)
raditional budgeting methods can feel restrictive or too detailed. Even an ‘easy to manage’ system like the 50/30/20 rule can leave us feeling like failures because we can’t ‘stick to them’ or ‘do them right.’ Instead, consider how to customize a plan that includes money for the things you love and what you know about yourself and your priorities. One thing I focus on with my clients is creating a plan that aligns with the life they want to live and finding systems that help them implement their plan into their lives without a lot of extra work each week.
If you’re thinking, “Okay, but how do I even start with underconsumption?” let me introduce you to Project Pan. Originally popular in the beauty community, Project Pan is all about "hitting pan" on your products—literally using them up until you see the bottom of the container (or "pan").
Here’s the truth: traditional resolutions fail for almost everyone, but they especially don’t work for individuals with ADHD. Our brains are wired differently, and sticking to rigid goals without flexibility or immediate rewards is a recipe for burnout. But there’s a better way to inspire change and make progress on the things that matter most. So, I hope you decide to ditch the New Year Resolutions and switch it up if you have things you’d like to work on in the coming year!
Budgeting doesn’t have to suck, I promise. It’s all about flipping the narrative and finding an approach that matches your unique brain and lifestyle. If you’ve been struggling, know that you’re not alone—and there’s a way to make this work for you.
