How to Step off the Variable Income Rollercoaster and Budget Like a Boss

Salary - I have a CONSISTENT salary. Every 2 weeks my ‘paycheck’ is put into our personal account.

Worry Free - Even on a variable income I still enjoy the benefits of being my own boss, minus the stress of wondering how much I can pay myself each month.

Quarterly Bonuses - Not only do I pay myself bi-weekly, I pay myself quarterly bonuses too!

5th Bonus - Yes! Another bonus! This is the surplus I save for taxes. I always save a little extra for income taxes because I would rather have a bonus than panic for a payment I wasn’t prepared for.

No Dave Ramsey Restriction Here!!

My take on expensive hobbies? PLAN for them! If you have a hobby that is super important to you and you understand what the REAL cost is, BUDGET for it. Golf for example, is not just monthly or yearly dues coming from your account. You have to purchase clubs, tees, clothing, meals/snacks, and probably a few drinks during or after each round you play.