I’ve learned a lot from the things that I have done wrong along the way, and from what my clients have told me about their financial habits before we started to work together. So I am here today to share some lessons with you. Learn from my mistakes so that you can be financially successful and feel like the boss of your money!
Credit cards can be great tools to help minimize your financial risk. If your card is compromised and used by someone else, the credit card companies have procedures in place so you are not responsible for the charges. We have had this happen several times and have always been credited back the money for the charges.
There’s this thing that you want to do. Maybe you’ve shared it with a few people that are close to you, or maybe it’s been cooped up in your head. It feels a little scary! You’ve been thinking about it for a while, but you haven’t taken action. You couldn’t possibly make this thing, your dream, a reality! Because... (you’ve got a list of ‘reasons’ why you can’t in your head, and it’s a long one).
Seeing you NOT START to follow your dreams is the most heartbreaking thing to me. This all comes back to me looking at how different my life would have been if someone hadn’t made the decision for me. If I hadn't been fired, I would very likely still be stuck in factory life and not even know all of the possibilities that are out there for me.
Now, let’s talk about a frugal and a spendy partner. There’s a pretty good chance that you and your partner do not have the same spending habits. This is pretty easy to manage with regular money conversations and check-ins, so that you can both be open about your thoughts and feelings. When you both agree on the larger financial goals, but have different philosophies around how much should go each month towards them, and how much should go towards living today, let’s talk about a few ways to make it work.
Today, let’s dive into some of the different options to help you and your partner decide which option is the best for you both. Remember, that if you try one and after 3 or 4 months it doesn’t feel right and it isn’t working, you aren’t stuck with it, change it up until you find the way that is a good fit!
