You take the money from your sinking fund to pay the $1,000 and barely even blink before you go back to your life. You’ve been planning for this, your systems are working and you are proud because you continue to see your debt go down.
For a monthly savings of $172.17 (or $2,066.04 annually)!!
This is something I have to do each year. It takes about 30 minutes of my actual time. A savings of over $2,000 for 30 minutes of my time, I’ll take it!
Saving part of my income as soon as I started working would have meant that I didn’t need to start borrowing money for things like my first car. This would have meant so much to me long term.
Basically I am here to tell you I am NOT Dave Ramsey. If he is the reason you have been putting off making a plan for your money, stop that shit!! Don’t let Dave’s very narrow beliefs and rigid rules put you off from making a plan to get on top of your money!
No matter where you are right now, I want you to know that YOU are in control of your mindset. YOU can make the shift. I want you to know that putting in the work will help you change your perspective and changing your perspective will change your life. By working on having an abundance mindset, you will find and see money opportunities that your mind was previously closed to. Trust me!!
I want you to be aware of all of the imposter syndrome thoughts in your head, but raise your prices anyways! If you haven’t raised your prices in the last 12 months, this is your sign that it is time!!
